The Convenient Way to Manage
Your Short-Term Cash Needs

Vantage West Debit Perks

Welcome to CashPlease® offered through Vantage West.

When life throws you a curveball and you need easy access to cash, there's no need to pay ridiculously high interest rates on payday loans.

Why is CashPlease® better?

  • Save on interest and fees
  • Borrow up to $1,000 (subject to eligibility)
  • Check to see if you're eligible for a loan now
  • Cash in your account in 24 hours or less (upon approval)
  • Easy online access and management
  • Work with your own trusted financial institution

See how much you could save with CashPlease® when compared to a typical $500 payday loan repaid over a 3-month period.

   Creditor: Generic Payday Advance
   (the cost of your credit as a yearly rate)
391% 25%
   Borrower savings using CashPlease® for a $500 loan repaid over 90 days:     $431.21

Eligibility requirements:

  • Must be a Vantage West Checking account holder
  • Must be 18 years of age or older
  • Must have an email address to create a CashPlease® account
  • Must wait at least one day after paying off a CashPlease® loan before becoming eligible for a new CashPlease® loan
  • Your Vantage West accounts must be in good standing
  • Members may only take out three CashPlease® loans during a six-month period
*Please note your Discretionary Overdraft Privilege limit will be impacted by any open CashPlease® loan.

1Generic payday advance provider credit terms are sourced from a Community Financial Services Association of America (CFSAA) report entitled Payday Advance: A Cost Comparison of the Alternatives. Terms depicted assume (i) credit principal at a cost of $15 per $100, a 14 day loan term, and repayment by balloon payment upon maturity; (ii) six "rollovers" of an initial payday advance to sustain the $500 principal for 90 days; and (iii) each "rollover" requires a new $75 payday advance fee. Stated APR is taken directly from the CFSAA report and contemplates a single 14 day payday advance loan.

Vantage West Debit Perks
Vantage West Debit Perks
Vantage West Debit Perks
Vantage West Debit Perks
Vantage West Debit Perks
Vantage West Debit Perks